Insurance Information

All full time students are required by the University to maintain health insurance coverage.

Students may choose to be covered for accidents and illnesses through:

• a personal insurance policy,
• a plan carried by their parents, or
• the group policy sponsored by the University, which is sold and administered through Aetna Student Health.

The University-sponsored plan is described in the 2008-2009 plan brochures linked below (the 2009-2010 brochures will be available in early June), and is designed to provide basic medical insurance protection. It is not intended to provide comprehensive coverage for all medical needs. We urge you to carefully read the brochure to be aware of the plan's coverage limits.

• University-Sponsored Health Insurance Policy
  • Storrs Campus Students - (2009-2010)
  • Storrs Campus Students - (2008-2009)
  • Regional Campus Students - (2009-2010)
  • Regional Campus Students - (2008-2009)
  • Dental PPO Plan

• Important Information From Student Health Services 2009 - 2010
  Please review for significant changes in charges and billing practices to begin in fall 2009.
• If you are a Graduate, Teaching or Research Assistant click this link to view your benefit choices http://www.hr.uconn.edu/benefits/infogrd2.html

Enrollment in the University-sponsored Insurance Plan

The University uses what is called a "hard waiver" system to assure student health coverage. This means that full-time* students will be AUTOMATICALLY enrolled in and billed for the University-sponsored plan. If you want coverage under the University-sponsored plan, do nothing; you are automatically enrolled. (Part-time students who wish to enroll in the student health plan should contact the University Insurance Coordinator, Tresca Smith, at (860) 486-4535 or Tresca.Smith@uconn.edu.

* A full-time student is defined as an undergraduate enrolled for 12 or more credits or a graduate student enrolled for 9 or more credits. The following degree/certificate programs are exempt from automatic enrollment:

* Note Graduate, Teaching and Research Assistants must choose between two different Anthem plans They are not automatically charged or enrolled in a plan. Additional information can be obtained by contacting University of Connecticut Human Resources at (860) 486-0400 or click on the following link to be directed to the web site http://www.hr.uconn.edu/benefits/infogrd2.html.

If you wish to decline the university plan because you have other comparable coverage, you must waive it via the Health Insurance Waiver in the PeopleSoft Financial system. Because employers may change the benefits/plans they offer their employees, you must complete a waiver at the start of each school year, even if you completed one the previous year. To waive, simply log into your PeopleSoft account at http://www.studentadmin.uconn.edu, and click on "Self Service" then on "Student Center". Scroll down to the Finances section of the Student Center and click on “Student Permissions. The UConn Student Permissions page displays. Click the “Health Insurance Waiver” line, this will display the waiver form on your screen. Complete the form by filling in the data fields, click on the “Waive” radio button and then on the yellow “Save” icon in the lower left hand corner of the screen. A confirmation number will be assigned and it is recommended that you either print a copy of this confirmation or retain an electronic copy for your records.

Your other, alternative insurance coverage must meet or exceed the Aetna Student Health plan to be considered "comparable". The plan must:

• Provide coverage for at least $100,000 per condition, per plan year.
• Provide coverage for inpatient and outpatient mental health coverage.
• Provide prescription drug coverage.
• Provide coverage while traveling in or outside of the United States.
• The carrier and the claims company must be located in the United States.

It is strongly suggested that a review of your alternative coverage be conducted to determine payable benefits, by your carrier, for services performed at our facility. Many carriers have specific reimbursement rules related to out of area care or care rendered by out of network providers. In addition, many plans have high deductibles that may need to be met before any services will be considered payable.

A tutorial that demonstrates how to complete the waiver can be found at http://www.peoplesofthelp.uconn.edu/student/st34cs90.html

The on-line waiver is only available until September 15, 2009 for the 2009-10 Academic Year. Students for whom Spring 2010 will be their first semester at UConn must waive by February 5, 2010.

If you fail to complete the waiver in PeopleSoft, it will be assumed that you accept coverage offered under the University sponsored health insurance plan, and the charge for that coverage will remain on your fee bill.